Acceptance and Use

By accessing and using this website, you agree to comply with these terms and conditions. If you do not agree, you must refrain from using the website.

Document summary

The following sections outline the principal terms, interpretive guidance, and linked source references applicable to this document.

Section 01

Acceptance and Use

By accessing and using this website, you agree to comply with these terms and conditions. If you do not agree, you must refrain from using the website.

Section 02

Service Scope

The services provided by Friend Subject Insurance are intended to assist retirees in selecting appropriate insurance options. We do not guarantee any specific outcomes or results from the use of these services.

Clause 03

Payments and Commercials

All payments for services rendered must be made in accordance with the specified terms. Failure to comply with payment obligations may result in the suspension of services.

Reference HCCH
Clause 04

Commercial Conditions

These commercial conditions are subject to change without notice. It is your responsibility to review them periodically to ensure compliance.

Reference UN Declaration
Internal Conditions

This board outlines key internal conditions, use limitations, and reference handling for the clauses listed at right. Review each clause carefully and consult the cited documents where applicable.

05

Intellectual Property

Clause reference

All content and materials on this website are protected by intellectual property laws. Unauthorized use or reproduction of any content is prohibited.

Reference NCC South Africa
06

Liability Disclaimer

Clause reference

Friend Subject Insurance shall not be liable for any indirect, incidental, or consequential damages arising from your use of this website or the services provided.

Reference WIPO